How It Works
GET A QUOTE
Tell us a bit about your business loan need and immediately receive quotes from over 90+ bank and non-bank lenders.
GET APPROVED
Confirm your quote and we handle your business loan approval so you can focus on what matters – your business.
GET FUNDED
Sign your finance documentation and receive funding. It is that simple.
Why Choose Valiant
One Application to 90+ Lenders
At Valiant, we do the heavy lifting of your loan application. All you need to do is complete one easy form and we use our leading product-matching software to find the right solution for you from over 90+ trusted lenders.
Expert Help, Start to Finish
With a team of experienced brokers, we operate across all niches of commercial finance. No matter what your funding needs or business goals are, there's someone at Valiant who can help you.
From the moment you request a quote, you're paired with a broker who'll guide you from application to settlement.
Fast funding when you need it
A business loan shouldn’t slow you down. That’s why we make the application process fast and easy—connecting you with the right lender and loan type for your needs. No jargon, no red tape, no hassle.
Hear From Our Clients
Valiant by the Numbers
20K
BUSINESSES HELPED
90+
LENDERS
$2.5bn
LOANS FUNDED
10+
OF EXPERIENCE
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We Get The Best Deals From...
Business Loans from $5k to $20m
Business loans from $5k to $20M
Get tailored loan options from 85+ lenders . Apply in minutes with minimal paperwork.
- Special Offers: We work with lenders to access offers not always available to the public
- Fast approvals: Get access to funding when it matters most, with decisions in as little as 24 hours.
- Low rates from 90+ lenders: We compare offers from over 90 trusted lenders to help you secure a competitive deal.
- Finance for any business need: Whether it’s cash flow, equipment, or vehicles—we’ve got you covered.
What Sets Us Apart
Awards
Our milestones are a testament to the amazing people behind Valiant.
Get your business ahead with Valiant
One set of paperwork, 90+ lenders
Skip the admin grind. Apply once and we’ll match you with the right lenders—no need to repeat the process over and over.
Unlock loan options some banks don't offer
From merchant cash advances to flexible lines of credit, we give you access to finance products some lenders don’t.
Get matched with the right lender for your business
We don’t just send your application anywhere. We match you with lenders who actually suit your industry, stage, and goals.
Frequently Asked Questions
Which type of business loan should I choose?
The right loan for you depends on where your business is at and what you’re looking to achieve. Our lending experts are trained to help you identify the best solution, lender and rate for your business so you can move forward with confidence.
We offer a wide range of lending solutions for SMEs including asset finance, cash flow finance, vehicle and property loans, and we’ll take the time to understand your business to find the perfect solution for you.
For more information on the different types of finance available, visit our blog or call us on 1300 780 568.
Some loans require ‘security’ or ‘collateral’—such as real estate or a vehicle–that the lender can claim in the event of default to recoup any losses incurred. As a borrower, having your asset or property on the line is a good incentive to make repayments on time.
A lender’s imposition of collateral depends in part on their assessment of your creditworthiness. They base these on several factors such as your business track record and credit score. So presenting a positive picture of your company and its reputation also shapes the terms of the loan that you get.
How do secured vs unsecured business loans differ?
Valiant works with over 90+ bank and non-bank lenders. Our lending panel has doubled in size since we started helping businesses back in 2015. Because we do not exclusively represent a single lender, we are able to offer a wider range of loan products from our partners and find our customers a tailored solution and competitive rate.
We currently offer:
- Debtor financing – Leverage unpaid invoices by passing debt onto your lender.
- Merchant cash advances – Pay your lender with future sales.
- Commercial property finance – Can have several variants for the purchase or development of commercial property.
- Overdrafts – Usually attached to a bank account, an overdraft facility lets you withdraw a set amount of funds even when the account itself has reached zero.
- Lines of credit – A line of credit is an amount of money your business can withdraw at any time, similar in some ways to an overdraft, but it is not attached to a bank account.
- Business credit cards – A business credit card works just like a personal credit card where you earn points and rewards, but is designed specifically for business purposes.
- Equipment finance – Allows a business to purchase equipment or vehicles to increase output, produce better products, increase its bottom line, or propel it ahead of the curve.
- Unsecured business loans – Loans—usually short-term—that do not require any collateral or security.
- Secured term loans – Loans that requires an asset on the part of the lender as guarantee.
Which types of business loans does Valiant offer?
Valiant works with over 90+ bank and non-bank lenders. Our lending panel has doubled in size since we started helping businesses back in 2015. Because we do not exclusively represent a single lender, we are able to offer a wider range of loan products from our partners and find our customers a tailored solution and competitive rate.
We currently offer:
- Debtor financing – Leverage unpaid invoices by passing debt onto your lender.
- Merchant cash advances – Pay your lender with future sales.
- Commercial property finance – Can have several variants for the purchase or development of commercial property.
- Overdrafts – Usually attached to a bank account, an overdraft facility lets you withdraw a set amount of funds even when the account itself has reached zero.
- Lines of credit – A line of credit is an amount of money your business can withdraw at any time, similar in some ways to an overdraft, but it is not attached to a bank account.
- Business credit cards – A business credit card works just like a personal credit card where you earn points and rewards, but is designed specifically for business purposes.
- Equipment finance – Allows a business to purchase equipment or vehicles to increase output, produce better products, increase its bottom line, or propel it ahead of the curve.
- Unsecured business loans – Loans—usually short-term—that do not require any collateral or security.
- Secured term loans – Loans that requires an asset on the part of the lender as guarantee.
Which types of business loans does Valiant offer?
Valiant works with over 85 bank and non-bank lenders. Since we don't exclusively represent a single lender, we're able to offer a wider range of loan products from our partners and find our customers a tailored solution and competitive rate. We currently offer:
- Invoice finance – Leverage unpaid invoices by passing debt onto your lender.
- Business line of credit – A line of credit is an amount of money your business can withdraw at any time, similar in some ways to an overdraft, but it is not attached to a bank account.
- Equipment finance – Allows a business to purchase equipment or vehicles to increase output, produce better products, increase its bottom line, or propel it ahead of the curve.
- Unsecured business loans – Loans—usually short-term—that do not require any collateral or security.
- Secured term loans – Loans that require an asset on the part of the lender as a guarantee.
- Lease agreement – An asset lease agreement that lets your business use equipment, vehicles, or machinery without buying it upfront.
- Business car loan – A way to purchase a vehicle for your business while spreading the cost out over time.
- Trade finance - A loan that helps businesses cover the upfront cost of goods, repaid over 2–9 months with either a flat fee or interest.
Valiant Finance is Australia’s trusted business loan marketplace, helping over 20,000 businesses secure the funding they need. We’ve secured $2.5 billion in funding and have over 3,000 5-star reviews from satisfied customers.
When doing a business loan comparison, it's important to analyse each option's term, meaning how long you have to repay the loan. With shorter loan terms, you typically have higher monthly repayments but lower interest. Longer terms, on the other hand, have lower payments but more interest over time.
Typically, you'll need the following documents:
- Proof of identity (driver’s license, passport)
- ABN details
- Recent bank statements (6-12 months)
- Tax returns or financial statements
Some lenders may require additional documentation, depending on the loan amount and type.
When applying for business finance with Valiant Finance, you'll experience a quick online application process that can be completed in minutes. Our advanced credit assessment technology compares options from 85+ lenders, allowing potential approval within a day. If you prefer to speak with a business lending expert, our team is available from Monday to Friday, 9am to 5pm (AEST) at 1300 336 027
