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We help businesses like yours find funding every day
The difference between going directly to the bank and using Valiant was huge. No time-wasting, no lengthy applications – just approval and results.
Jonathan Rowley
FOUNDER • ORDER IN
If you have been to a bank and the bank has said no and you don't know where to go, I would definitely recommend Valiant Finance. We are over the moon with the result!
Anna Farthing
FOUNDER • DOUGHHEADS
Partnering with Valiant was one of the best decisions we have ever made. With the funding we got we now have the flexibility to grow the company exactly the way we want.
Rhys Thomas
FOUNDER • JDRT WATCHES
AWARD-WINNING BRAND
We provide the best service and value for our customers.
Fast 24hr funding
No delays, get the funds you need as soon as you need them with our fast financing.
Competitive rates
We compare over 85 lenders to find you the best possible rate for your financing needs.
Flexible terms
Setup your loan terms and a payment plan that suits you and your business.
High approval
With over 85 lenders, we can get you approved and funded quickly.
WHY CHOOSE VALIANT?
Invoice & Debtor Finance
20k
Businesses funded
TRUST VALIANT WITH YOUR BUSINESS FINANCE
85+
Lenders to compare
$2.5bn
Settled for businesses
10 years
Helping businesses
A FEW OF OUR LENDING PARTNERS
A FEW OF OUR LENDING PARTNERS
20K
Businesses funded
TRUST VALIANT WITH YOUR BUSINESS FINANCE
85+
Lenders to compare
$2.5bn
Settled for businesses
10 years
Helping businesses
A FEW OF OUR LENDING PARTNERS
20k
Businesses funded
TRUST VALIANT WITH YOUR BUSINESS FINANCE
85+
Lenders to compare
$2bn
Settled for businesses
8yrs
Helping businesses
Turn unpaid invoices into cash with Valiant Finance.
Frequently Asked Questions
Invoice finance allows you to leverage your unpaid invoices and free up cash flow. Your lender will pay you a percentage (usually 80%) of the amount the customer is owing on each unpaid invoice. This way, you can pay suppliers on time without disrupting cash flow, while your lender takes on the debt. When you’ve received your invoices, you can pay your lender back over a longer, more favourable term.
There are two types of invoice financing—invoice factoring and invoice discounting. With invoice factoring, the lender handles payment collection on your invoices, which means they may call your customer to request payment when deadlines come up and pursue any further collection processes. With invoice discounting, you continue to manage the collection of payment from the invoiced customer, and the lender trusts you to chase down the invoice and make sure it’s paid.
The key difference is that invoice financing focuses primarily on domestic transactions to address immediate cash flow needs, while trade financing is designed for international or cross-border trade, allowing you to spread your costs over time while still being able to benefit from discounts and lower shipping per unit.
Typically, you'll need the following documents:
- Proof of identity (driver’s license, passport)
- ABN details
- Recent bank statements (6-12 months)
- Tax returns or financial statements
Some lenders may require additional documentation, depending on the loan amount and type.
When applying for invoice finance with Valiant Finance, you'll experience a quick online application process that can be completed in minutes. Our advanced credit assessment technology compares options from 85+ lenders, allowing potential approval within a day. If you prefer to speak with a business lending expert, our team is available from Monday to Friday, 9am to 5pm (AEST) at 1300 336 027
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