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Fast loans for
Self-Employed
& Sole Traders
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Why Aussie businesses
choose Valiant
One set of paperwork to 90+ lenders
Forget endless forms or back-and-forth with multiple banks. Submit your details once and let us handle the rest.
Unlock loan options some banks don't offer
Access niche lenders and alternative funding solutions that give you more choice and flexibility that banks can.
Get matched with the right lender for your business
From working capital to equipment finance, explore options tailored to your industry, stage of growth, and business goals.
Finance you can
count on
No jargon, no surprises, no hoops to jump through. Just simple solutions to take your business to the next level.
Fast 24 hour funding
Get the money you need quickly so you can act on opportunities without delay.
Hear from businesses like yours
Here’s what real Aussie business owners have to say about working with Valiant:
The difference between going directly to the bank and using Valiant was huge. No time-wasting, no lengthy applications – just approval and results.
Jonathan Rowley, Founder- Order In
If you have been to a bank and the bank has said no and you don't know where to go, I would definitely recommend Valiant Finance. We are over the moon with the result!
Anna Farthing, Founder- Doughheads
We negotiate on your behalf so you get a deal that works for your cash flow.
Competitive rates
Choose a repayment structure that suits your business, not the other way around.
Flexible
terms
Connect with lenders who understand your business and increase your chances of approval.
High
approval
Trust Valiant with your business finance
30k
Businesses funded
90+
lenders
$3bn
loans funded
of experience
10 years
A sole trader loan is a type of business financing tailored for individuals who run their
own business as sole traders.
These loans are designed to help cover various
expenses such as working capital, equipment purchases and business expansion.
To qualify for a sole trader loan, you typically need an active Australian Business Number (ABN) and meet the following criteria:
- Minimum 6 months trading time with your ABN.
- Monthly revenue of at least $5,000.
- A good credit history is beneficial, but some lenders will consider applications with minor credit issues.
Sole traders can access various loan types, including:
- Unsecured Business Loans (no collateral required)
- Secured Business Loans (collateral like property)
- Line of Credit
- Invoice Financing
- Equipment Finance
- Vehicle Finance
Typically, you'll need the following documents:
- Proof of identity (driver’s license, passport)
- ABN details
- Recent bank statements (6-12 months)
- Tax returns or financial statements
Some lenders may require additional documentation, depending on the loan amount and type.
When applying for a small business loan with Valiant Finance, you'll experience a quick online application process that can be completed in minutes. Our advanced credit assessment technology compares options from 85+ lenders, allowing potential approval within a day. If you prefer to speak with a business lending expert, our team is available from Monday to Friday, 9am to 5pm (AEST) at 1300 336 027
Frequently Asked Questions
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